Imagine a multifunction banking app or website? Not just the convenience of paying your bills, getting paid, shopping and travel galore, even transfer money, pay for dinner with friends, but also be able to still say, “I still have so much time to spare.” Isn’t it amazing? Yeah, and that is the future of banking! Where your bank is part of your everyday life, where your ordinary daily transactions are made easier and more convenient, freeing you to do more interesting or important stuff. Bank of the Philippine Islands (BPI), the country’s pioneer bank has created a digital ecosystem to make all this possible right here, right now.
BPI Chief Digital Officer Noel Santiago said BPI aspires to be your everyday bank by making relevant financial solutions more accessible through its digital channels and ecosystem.
What we are creating is a lifestyle enabled by digital banking. It’s about helping people act in a more digital way, allowing them to get a lot of things done without missing out. Our digital ecosystem aims to make this possible,” said Santiago.
BPI’s digital ecosystem’s two components
Open Banking
BPI Online banking website, www.bpi.com.ph
Our open banking is far-reaching and with near-limitless possibilities. We are capitalizing on this to grow our network of trusted partners so that clients can easily and conveniently transact via one app or website, wherever they are, whatever the need,” said Santiago.
These nine partners with 36 services include GCash, Lazada, and Paymaya. Clients can load ewallets to shop and travel with ease, pay bills and transfer funds for their personal errands.
BPI Digital Platforms
BPI has also launched Bea of BPI, the first conversational banking app in the Philippines, giving clients the convenience of having the equivalent of a personal banker who can provide one’s account balance, or help transfer money to someone.
With these channels, you can send money to your own accounts, other enrolled accounts, anyone via QR code, or even to other banks. You can also view, subscribe, or redeem investments. You also have better control of your debit cards—set withdrawal limits, set purchase limits, temporarily block card, or turn on international access. For hassle-free banking at the branch, you can also set branch appointments in advance through the website.
